Nine purpose-built financial tools, all connected under one roof. No integrations, no monthly fees, and your data never leaves your server.
Get Started FreeSet monthly targets for every income and expense category. Real-time progress bars and totals show exactly how you're tracking — red alerts fire the moment you overspend. Click any budgeted amount to edit it inline without leaving the page.
Six months of category-level spending history visualized in charts. Understand what's genuinely normal in your household, spot creeping lifestyle inflation early, and use the data to set next month's budget with confidence.
Enter every debt and get a full month-by-month payoff schedule. Compare avalanche (highest interest first) vs snowball (smallest balance first) side-by-side and see exactly how much interest each strategy saves you.
Every recurring bill, subscription, and payment displayed on a full calendar view. Know exactly what's coming up before it hits your account — no more surprise auto-debits derailing your spending plan mid-month.
Automatic net worth snapshots every time you open the dashboard — at most once per day. Watch assets grow and liabilities shrink over months and years with a chart that proves your financial progress is real.
Navigating a settlement or consolidation program? Track enrolled debts, monthly deposits, settlement offers, fees, forgiven amounts, and program status — all in one dedicated screen. No more spreadsheets.
All accounts — checking, savings, credit cards, loans, and other assets — tracked in one place. Each balance flows automatically into your net worth calculation without any extra data entry.
A monthly reflection space to capture wins, challenges, and shared decisions. Staying aligned as a couple is easier when you write about your finances together. One entry per month, no pressure.
Log transactions manually or import directly from your bank's CSV export. Categorize every entry, flag recurring transactions, and track income separately from expenses across all accounts.
The budget screen is the heartbeat of Our Money Budget. It shows every income source and expense category side by side with what you planned and what actually happened.
Most apps show you what you owe. Ours shows you exactly when you'll be free of it — and how much you'll save by choosing the right strategy.
Every feature is wired to the same data. A transaction you log updates your budget, spending trends, account balance, and net worth — all at once.
Your budget tells you the plan. Spending trends tell you the historical reality. Together, they show whether you're actually improving or just re-budgeting the same overspend month after month.
As you make debt payments your liability falls and your net worth snapshot rises. Watching that line trend upward month over month is one of the most motivating things in personal finance.
See every bill on the calendar at the start of the month. Pre-load them into your budget so there are no surprises when that $400 car insurance auto-pay hits your account.
When you categorize a transaction it flows into your budget vs actual, spending trends, and account balance simultaneously. No double-entry, no reconciliation, no extra steps.
Our Money Budget respects your system's color scheme preference and lets you toggle between light and dark mode any time. Your choice is saved automatically.
prefers-color-scheme on first loadOur Money Budget is self-hosted. Your data lives on your own server, in your own database. No cloud sync, no data broker, no subscription to cancel.
Run it on your home server, a Windows PC, or a VPS. You control the hardware, the database, and the backups.
All data lives in a SQL Server database you own. Export, backup, or query it anytime — no proprietary format lock-in.
All data is isolated by household. Your financial picture is yours alone — no shared infrastructure with other users.
Self-hosted, zero monthly fees, and built for exactly two people managing money together.